Health Insurance Plan Comparison
Health Insurance Reform has standardized the names, descriptions as well as content of health insurance plans in order to make them more understandable. As is illustrated below, all of the Plans contain the same range of covered health benefits. Their difference is based on their Out-of-Pocket amount (deductible, coinsurance and copayment) as well as Insurance Premium. Platinum Plan has the lowest Out-of-Pocket, but at the same time, it is the most expensive. The Plans also differ in their ability to "accept" health insurance subsidies.
|($$$$$ - expensive, $ - cheap)|
|Ambulatory patient services|
|Maternity and newborn care|
|Mental health and substance use disorder services, including behavioral health treatment|
|Rehabilitative and habilitative services and devices|
|Preventive and wellness services and chronic disease management|
|Pediatric services, including oral and vision care|
This Plan is only for
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